Mobile Home Insurance in Spartanburg, SC
Mobile homes stand out due to their unique construction, affordability and flexibility. While they offer many benefits, their construction and placement make them more susceptible to risks like weather damage, making mobile home insurance crucial for protecting this type of property.
Can I Get Homeowners Insurance on a Mobile Home? 
Yes, you can get homeowners insurance for a mobile home, but it may be referred to as an “HO-7 policy,” “mobile home insurance” or “manufactured home insurance.”
When seeking insurance for a mobile home, consider the types of coverage you need, your location, your mobile home’s age and condition, and whether it is permanently affixed to a foundation. If so, your mobile home may qualify for homeowners insurance.
What Does My Policy Cover?
Standard mobile home policies typically include the following features:
- Dwelling protection may cover repair or replacement costs if covered perils like fire, windstorms or vandalism damage your home.
- Personal property coverage may pay for repair or replacement costs of belongings like clothes, furniture and electronics.
- Liability protection may cover legal expenses if someone is injured on your property or if you cause damage to other people’s property.
- Additional structures coverage may cover structures like sheds or carports on your property.
- Loss of use coverage may cover hotel bills, meals and other temporary living expenses if your mobile home becomes unlivable due to a covered event.
An insurance agent from La Cima Insurance Agency LLC can help determine the best coverage options for your mobile home.
Learn More
If you’re searching for coverage that meets your specific needs and circumstances, contact La Cima Insurance Agency LLC today. Our knowledgeable agents can help build your optimal mobile home policy.